IPAA

Illinois Public Adjusters Association
“Dedicated to Professionalism”

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How Much Do You Know About Public Adjusters?

Take our quiz and find out!

  1. A Public Insurance Adjuster represents the rights of whom?
    • The Insurance Company
    • The Government
    • The Insured
    • The Insurance Agent
  2. The duties of a Public Insurance Adjuster are:
    • Appraise the Damage
    • Prepare the Estimate
    • Negotiate with the Insurance Company Adjuster
    • All of the Above
  3. True or False: You will need to pay your Public Insurance Adjuster up front?
    • True
    • False
  4. True or False? A restoration company can do the exact same thing as an Adjustment Company.
    • True
    • False
  5. True or False? Some studies have shown that Public Adjusters can help insureds collect up to 747% more than their insurance companies were willing to settle for.
    • True
    • False
  6. True or False? Besides attorneys and the broker of record, Public Adjusters are the only type of claims adjusters who can legally represent the rights of an insured during a property claims process.
    • True
    • False
  7. True or False? Any time during negotiations with the insurance company and even after a settlement has been received by an insured, a Public Adjuster may be able to negotiate for a higher amount.
    • True
    • False
  8. True or False? Public Adjusters only take care of fire loss claims.
    • True
    • False
  9. Which of the following is NOT a duty of a Public Adjuster?
    • Determine Values for Settling Coverage Damages
    • Represent the Rights of the Insurance Company
    • Evaluate Business Interruption Losses
    • Prepare, Document and Support the Claim on Your Behalf
  10. When it comes to filing an insurance claim, the burden of proof is on whom?
    • You
    • The Fire Department
    • Your Insurance Agent
    • Company Insurance Adjuster

Click here for the solutions.